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Terms and Conditions for IQaracloud Last Updated: November 29, 2025 Welcome to the Metabolic 12-Week Midline Reset program ("Product"), provided by IQaracloud . These Terms and Conditions ("Terms") govern your purchase and use of the Product. By clicking "I Agree," accessing, or using the Product, you acknowledge that you have read, understood, and agree to be bound by these Terms. 1. Access, License, and Use of the Product 1.1 Grant of License Upon purchasing the Product, IQaracloud grants you a limited, non-exclusive, non-transferable, revocable license to access and use the digital content (videos, PDFs, audio files, trackers, and guides) for your personal, non-commercial use only. 1.2 Restrictions You shall not: Share, sell, reproduce, distribute, or transfer your account access, login credentials, or any content from the Product. Use the content for any commercial purpose or create derivative works from the content. Use the Product for any illegal or unauthorized purpose. 2. Payments, Refunds, and Guarantees 2.1 Pricing and Payment All prices are displayed in the applicable currency and are subject to change. Access to the Product is granted upon successful processing of payment. 2.2 30-Day Guarantee and Refund Policy We offer a 30-Day Money-Back Guarantee. If you are not satisfied with the measurable results of the Product within the first 30 days of purchase, you may request a full refund. To qualify for a refund, you must contact us within 30 days of the purchase date. We reserve the right to request proof of participation (e.g., confirmation of accessing the modules or use of the trackers) before processing a refund. 3. Health and Fitness Disclaimer (Crucial) 3.1 Not Medical Advice The Metabolic 12-Week Midline Reset is a fitness and wellness program designed for general educational purposes. It is not a substitute for professional medical advice, diagnosis, or treatment. 3.2 Consultation Required You must consult with a physician or qualified healthcare professional before beginning this or any exercise or nutrition program, especially if you have pre-existing health conditions, injuries, or concerns about your health. 3.3 Assumption of Risk You acknowledge and agree that your use of the Product is entirely at your own risk. IQaracloud is not responsible for any personal injury, loss, or damage resulting from your use of, or inability to use, the Product. 4. Intellectual Property Rights 4.1 Ownership All content within the Product, including text, graphics, videos, code, logos, and audio (including the Effortless Compliance Audio and Cortisol Crash Mitigation Guide), are the property of IQaracloud and are protected by international copyright and intellectual property laws. 4.2 Trademarks IQaracloud, the Product name, and the IQaracloud logo are trademarks of the Company. You may not use these marks without our prior written permission. 5. Limitation of Liability To the maximum extent permitted by applicable law, IQaracloud, its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, use, or goodwill, resulting from: (i) Your access to or use of, or inability to access or use, the Product; (ii) Any conduct or content of any third party on the Product; (iii) Unauthorized access, use, or alteration of your data or transmissions. 6. Governing Law and Dispute Resolution 6.1 Governing Law These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. 6.2 Dispute Resolution Any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, or validity thereof shall be settled by binding arbitration in accordance with the rules of a recognized arbitration center in [INSERT CITY, INDIA]. 7. Changes to Terms We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide reasonable notice of any material changes by posting the new Terms on our website. Your continued use of the Product after the effective date of the new Terms constitutes your acceptance of the changes. 8. Contact Information If you have any questions about these Terms, please contact us: IQaracloud Email: iqgroupsltd@gmail.com